“Bank Standard”ın ləğvinin pərdəarxası

Əkrəm Həsənov, iqtisadçı ekspert

%c9%99kr%c9%99m-h%c9%99s%c9%99nov2003-cü ildə Mərkəzi Bank dünən ləğv edilən “Bank Standard”a 100 mlrd. (!) manat kredit vermişdi. İndiki pulla 20 mln. manat edir. İndi də böyük rəqəmdir. Amma 13 il əvvəl lap böyük rəqəm idi. Mərkəzi Bank digər banklara bu məbləğdə kredit vermirdi. Amma əsas heç bu da deyil. Əsas odur ki, kredit 15 (!!!) il müddətinə və girovsuz (!!!!!) verilmişdi.

Buna görə də Beynəlxalq Valyuta Fondu (BVF) kəskin etirazını bildirmişdi. BVF hesab edirdi ki, belə kredit sağlam mərkəzi bank təcrübəsinə ziddir, çünki mərkəzi bank uzunmüddətli və girovsuz kreditlər verməməli, hər hansı banka digərləri ilə müqayisədə üstünlük verməməlidir. BVF bunu həmçinin Mərkəzi Bankın PRGF (Yoxsulluğun Azaldılması və İqtisadi Artımın Maliyyələşdirilməsi) üzrə üzərinə götürdüyü öhdəliyin pozulması kimi qiymətləndirmişdi. Rüsvayçılıq idi! BVF-in təpkisi nəticəsində Mərkəzi Bank krediti “Bank Standard”-dan geri aldı. Bəli, həmin dövrdə rəsmilərimiz beynəlxalq maliyyə qurumlarından çəkinirdi. Amma sonra pulumuz artdı, onlarla hesablaşmamağa başladıq, sivil fəaliyyətdən uzaqlaşdıq, çağdaş günə düşdük və yenə başlamışıq həmin qurumlarla nəzakətli davranmağa.

Beləliklə, azı ötən onillik ərzində Mərkəzi Bank rəhbərliyi özünə yaxın banklara sərfəli şərtlərlə xeyli kredit verib. Niyə məhz onlara və niyə sərfəli şərtlərlə – istintaqın predmetidir. Təəssüf ki, digər dövlət qurumlarından fərqli olaraq, Mərkəzi Bank 25 il ərzində bir dəfə olsun belə dövlət orqanları tərəfindən yoxlanılmayıb. Yoxlama olsa, oradan nələrin çıxacağını bir Allah bilir, bir də Elman Rüstəmov.

Elman Rüstəmova yaxın banklar üzrə həmçinin bank nəzarəti də bərbad olub. Elə buna görə də həmin banklar kimə (təbii, yaxınlarına) və necə (təbii, ən sərfəli şərtlərlə) gəldi kreditlər veriblər. Adi insanları və sahibkarları isə ağır şərtlərlə kredit bataqlığına salıblar. İndi nə sonuncular kreditləri qaytara bilir, nə də banklara yaxın borclular qaytarmaq istəyir. Buna görə də həmin banklar əmanətləri qaytara bilməyib müflis olurlar. Nəticədə əmanətlər tam sığortalı olduğu üçün onları dövlət qaytarmalı olur. Xalqın sərvəti hesabına. Kimsə bankları talayır, xərcini isə biz ödəyirik!

Bu ilin əvvəlində “Əmanətlərin tam sığortalanması haqqında” Qanun qəbul ediləndə gözlənti var idi ki, qanun qüvvəyə minənədək bütün belə banklar bağlanacaq. Çünki əks halda, əmanətlərin hamısını qaytarmaq lazım olacaqdı. Lakin Mərkəzi Bank həmin bankların yalnız bir neçəsini bağladı. Niyə? Çünki gözü kölgəlidir bank sahibləri qarşısında, cürət etmədi. Və bu bərbad mirası Maliyyə Bazarlarına Nəzarət Palatasına ötürdü və dedi ki, narahat olma, “sağ” qalan banklarda vəziyyət qənaətbəxşdir. Palata da hamıya bəyan etdi ki, daha heç bir bank bağlanmayacaq. Amma bankları yoxlayanda Palata gördü ki, hətta hesabatları da saxtadır. Nəticədə iyulda 4 bankı da bağlamalı oldu, amma vəd verdi ki, daha bank bağlanmayacaq. “Bank Standard”ı isə sağlamlaşdırmağa cəhd etdi, çünki Mərkəzi Bank Palataya demişdi ki, burada da vəziyyət normaldır, sadəcə problemli kreditləri qaytarmaq üçün vaxt lazımdır. Amma sonda bəlli oldu ki, vəziyyət “rusca”dır: kreditlərin çoxu batıb, xilas yolu yoxdur. Və bu bankı da bağlamalı oldu.

Əlbəttə, Palata prosesi bir az da uzada, vaxt uda bilərdi. Lakin Mərkəzi Bankın “zibili”nin məsuliyyətini üzərinə götürmək istəmədi. Gələn ilə qalsaydı, Mərkəzi Bank deyəcəkdi ki, mənlik deyil artıq, Palatanın işidir. Amma indi bunu deyə bilməyəcək: açıq-aşkardır ki, məhz Mərkəzi Bankın pis nəzarəti sayəsində lisenziyası çoxdan alınmalı olan “Bank Standard” 600 mln. manata yaxın əmanət toplaya bilib. Palatın dünənki qərarı Mərkəzi Bankın məsuliyyətini aşkar etməklə yanaşı həm də cəzadır: sığortalanmış əmanətlər məhz Mərkəzi Bankın hesabına ödəniləcək və onun ehtiyatları daha da azalacaq, bu isə devalvasiyanı daha da tezləşdirəcək.

Əlbəttə, Palatanın da fəaliyyətində qüsur az deyil, bu barədə vaxtaşırı yazıram. Lakin yeni yaradılmış bu qurum çox çətin şəraitdə işləyir. Üstəlik mane olanlar, səhv məlumatlandıranlar da az deyil. Başda Mərkəzi Bank olmaqla. Dünən yazmışdım ki, konkret “Bank Standard”a görə əsas məsuliyyəti onun sahibi – ən səriştəsiz nazirləmizdən biri olmuş Heydər Babayev daşıyır. Lakin bütövlükdə bank sisteminin darmadağın olduğuna görə məsuliyyət Elman Rüstəmovun üzərindədir. Qeyri-peşəkar və korrupsion bank sistemi onun törəməsidir…

Bastainfo.com

234 thoughts on ““Bank Standard”ın ləğvinin pərdəarxası

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  • 09.11.2016 at 19:02
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    First off I want to say great blog! I had a quick question that I’d like to ask if you don’t mind. I was curious to know how you center yourself and clear your mind before writing. I’ve had difficulty clearing my thoughts in getting my ideas out. I do take pleasure in writing but it just seems like the first 10 to 15 minutes are usually lost simply just trying to figure out how to begin. Any ideas or tips? Thanks!

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    Permalink

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  • 10.11.2016 at 23:36
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  • 11.11.2016 at 08:33
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  • 11.11.2016 at 09:04
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    I am curious to find out what blog platform you are utilizing? I’m experiencing some minor security issues with my latest blog and I’d like to find something more safe. Do you have any solutions?

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  • 11.11.2016 at 16:33
    Permalink

    Hello, i read your blog occasionally and i own a similar one and i was just wondering if you get a lot of spam comments? If so how do you reduce it, any plugin or anything you can advise? I get so much lately it’s driving me insane so any assistance is very much appreciated.

    Reply
  • 11.11.2016 at 16:51
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    Hey! Quick question that’s completely off topic. Do you know how to make your site mobile friendly? My website looks weird when viewing from my apple iphone. I’m trying to find a template or plugin that might be able to fix this issue. If you have any recommendations, please share. Thank you!

    Reply
  • 11.11.2016 at 19:53
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    Good day! This is kind of off topic but I need some advice from an established blog. Is it difficult to set up your own blog? I’m not very techincal but I can figure things out pretty fast. I’m thinking about making my own but I’m not sure where to start. Do you have any points or suggestions? Many thanks

    Reply
  • 11.11.2016 at 21:14
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    Hello! This is my first comment here so I just wanted to give a quick shout out and tell you I really enjoy reading your blog posts. Can you suggest any other blogs/websites/forums that go over the same topics? Thank you so much!

    Reply
  • 11.11.2016 at 21:25
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    I don’t know if it’s just me or if everybody else encountering issues with your blog. It appears like some of the text in your content are running off the screen. Can someone else please provide feedback and let me know if this is happening to them as well? This could be a issue with my browser because I’ve had this happen before. Kudos

    Reply
  • 12.11.2016 at 07:18
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    Reply
  • 12.11.2016 at 07:19
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  • 12.11.2016 at 13:31
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    First of all I would like to say wonderful blog! I had a quick question that I’d like to ask if you do not mind. I was interested to find out how you center yourself and clear your mind prior to writing. I’ve had trouble clearing my thoughts in getting my thoughts out there. I truly do enjoy writing but it just seems like the first 10 to 15 minutes are usually lost just trying to figure out how to begin. Any recommendations or hints? Many thanks!

    Reply
  • 12.11.2016 at 14:37
    Permalink

    Hey there this is kinda of off topic but I was wondering if blogs use WYSIWYG editors or if you have to manually code with HTML. I’m starting a blog soon but have no coding know-how so I wanted to get guidance from someone with experience. Any help would be enormously appreciated!

    Reply
  • 12.11.2016 at 22:05
    Permalink

    Hi there this is kind of of off topic but I was wanting to know if blogs use WYSIWYG editors or if you have to manually code with HTML. I’m starting a blog soon but have no coding know-how so I wanted to get advice from someone with experience. Any help would be greatly appreciated!

    Reply
  • 12.11.2016 at 22:18
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    Nice blog! Is your theme custom made or did you download it from somewhere? A design like yours with a few simple adjustements would really make my blog stand out. Please let me know where you got your design. Thanks a lot

    Reply
  • 12.11.2016 at 22:32
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    Wow that was odd. I just wrote an extremely long comment but after I clicked submit my comment didn’t show up. Grrrr… well I’m not writing all that over again. Anyways, just wanted to say superb blog!

    Reply
  • 13.11.2016 at 00:11
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    Today, I went to the beach front with my kids. I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She placed the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is entirely off topic but I had to tell someone!

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  • 21.11.2016 at 13:33
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    Hey there! Do you know if they make any plugins to protect against hackers? I’m kinda paranoid about losing everything I’ve worked hard on. Any suggestions?

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    Hello would you mind stating which blog platform you’re working with? I’m going to start my own blog in the near future but I’m having a tough time choosing between BlogEngine/Wordpress/B2evolution and Drupal. The reason I ask is because your layout seems different then most blogs and I’m looking for something unique. P.S Apologies for being off-topic but I had to ask!

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  • 21.11.2016 at 19:19
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    Today, I went to the beachfront with my children. I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She placed the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is completely off topic but I had to tell someone!

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    Today, I went to the beach front with my kids. I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She placed the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is completely off topic but I had to tell someone!

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  • 26.11.2016 at 22:25
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    At this time it seems like Drupal is the preferred blogging platform out there right now. (from what I’ve read) Is that what you are using on your blog?

    Reply
  • 26.11.2016 at 23:29
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    Howdy! Would you mind if I share your blog with my myspace group? There’s a lot of folks that I think would really appreciate your content. Please let me know. Thanks

    Reply
  • 27.11.2016 at 01:12
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    This design is steller! You most certainly know how to keep a reader amused. Between your wit and your videos, I was almost moved to start my own blog (well, almost…HaHa!) Fantastic job. I really enjoyed what you had to say, and more than that, how you presented it. Too cool!

    Reply
  • 27.11.2016 at 01:18
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    My programmer is trying to convince me to move to .net from PHP. I have always disliked the idea because of the expenses. But he’s tryiong none the less. I’ve been using Movable-type on numerous websites for about a year and am nervous about switching to another platform. I have heard excellent things about blogengine.net. Is there a way I can import all my wordpress content into it? Any kind of help would be greatly appreciated!

    Reply
  • 27.11.2016 at 02:09
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    Hey! Quick question that’s totally off topic. Do you know how to make your site mobile friendly? My web site looks weird when viewing from my apple iphone. I’m trying to find a template or plugin that might be able to correct this issue. If you have any suggestions, please share. With thanks!

    Reply
  • 27.11.2016 at 02:45
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    Hi there, I found your website via Google while searching for a related topic, your site came up, it looks excellent. I’ve bookmarked it in my google bookmarks.

    Reply
  • 27.11.2016 at 02:58
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    Awesome blog! Is your theme custom made or did you download it from somewhere? A design like yours with a few simple tweeks would really make my blog shine. Please let me know where you got your theme. Thank you

    Reply
  • 27.11.2016 at 11:07
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    Awesome website you have here but I was curious if you knew of any community forums that cover the same topics discussed here? I’d really love to be a part of group where I can get responses from other knowledgeable people that share the same interest. If you have any recommendations, please let me know. Thanks a lot!

    Reply
  • 27.11.2016 at 11:12
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    I do not know whether it’s just me or if everybody else experiencing issues with your blog. It appears as if some of the text within your content are running off the screen. Can somebody else please provide feedback and let me know if this is happening to them too? This may be a problem with my internet browser because I’ve had this happen before. Many thanks

    Reply
  • 27.11.2016 at 12:37
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    Have you ever considered creating an e-book or guest authoring on other sites? I have a blog based upon on the same ideas you discuss and would really like to have you share some stories/information. I know my visitors would value your work. If you’re even remotely interested, feel free to send me an e mail.

    Reply
  • 27.11.2016 at 13:24
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    With havin so much content do you ever run into any problems of plagorism or copyright violation? My website has a lot of exclusive content I’ve either created myself or outsourced but it appears a lot of it is popping it up all over the internet without my authorization. Do you know any methods to help stop content from being stolen? I’d certainly appreciate it.

    Reply
  • 27.11.2016 at 16:09
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    I know this if off topic but I’m looking into starting my own weblog and was wondering what all is needed to get setup? I’m assuming having a blog like yours would cost a pretty penny? I’m not very web smart so I’m not 100% sure. Any recommendations or advice would be greatly appreciated. Appreciate it

    Reply
  • 28.11.2016 at 01:33
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    Yesterday, while I was at work, my sister stole my iphone and tested to see if it can survive a 40 foot drop, just so she can be a youtube sensation. My iPad is now broken and she has 83 views. I know this is entirely off topic but I had to share it with someone!

    Reply
  • 28.11.2016 at 08:33
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    I like the helpful info you provide in your articles. I’ll bookmark your weblog and check again here frequently. I am quite sure I’ll learn plenty of new stuff right here! Good luck for the next!

    Reply
  • 28.11.2016 at 11:24
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    Howdy superb blog! Does running a blog similar to this require a large amount of work? I have virtually no knowledge of computer programming but I had been hoping to start my own blog in the near future. Anyways, if you have any recommendations or techniques for new blog owners please share. I understand this is off topic nevertheless I simply had to ask. Thanks!

    Reply
  • 28.11.2016 at 12:42
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    Hey there! I know this is somewhat off-topic however I had to ask. Does building a well-established website like yours require a lot of work? I am completely new to running a blog however I do write in my diary everyday. I’d like to start a blog so I can easily share my personal experience and feelings online. Please let me know if you have any kind of recommendations or tips for brand new aspiring bloggers. Appreciate it!

    Reply
  • 28.11.2016 at 14:26
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    Thanks for your marvelous posting! I seriously enjoyed reading it, you are a great author.I will always bookmark your blog and definitely will come back later in life. I want to encourage yourself to continue your great posts, have a nice holiday weekend!

    Reply
  • 28.11.2016 at 14:38
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    Reply
  • 28.11.2016 at 15:31
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    Exceptional post but I was wanting to know if you could write a litte more on this subject? I’d be very grateful if you could elaborate a little bit further. Bless you!

    Reply
  • 29.11.2016 at 01:29
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    Hi! Quick question that’s entirely off topic. Do you know how to make your site mobile friendly? My site looks weird when browsing from my iphone4. I’m trying to find a theme or plugin that might be able to fix this problem. If you have any recommendations, please share. Many thanks!

    Reply
  • 29.11.2016 at 14:46
    Permalink

    Hiya! I know this is kinda off topic nevertheless I’d figured I’d ask. Would you be interested in exchanging links or maybe guest authoring a blog article or vice-versa? My blog goes over a lot of the same subjects as yours and I believe we could greatly benefit from each other. If you happen to be interested feel free to send me an e-mail. I look forward to hearing from you! Wonderful blog by the way!

    Reply
  • 29.11.2016 at 23:46
    Permalink

    Today, while I was at work, my cousin stole my iPad and tested to see if it can survive a twenty five foot drop, just so she can be a youtube sensation. My apple ipad is now destroyed and she has 83 views. I know this is entirely off topic but I had to share it with someone!

    Reply
  • 30.11.2016 at 02:16
    Permalink

    Does your site have a contact page? I’m having trouble locating it but, I’d like to send you an e-mail. I’ve got some ideas for your blog you might be interested in hearing. Either way, great blog and I look forward to seeing it grow over time.

    Reply
  • 30.11.2016 at 02:44
    Permalink

    Hey I know this is off topic but I was wondering if you knew of any widgets I could add to my blog that automatically tweet my newest twitter updates. I’ve been looking for a plug-in like this for quite some time and was hoping maybe you would have some experience with something like this. Please let me know if you run into anything. I truly enjoy reading your blog and I look forward to your new updates.

    Reply
  • 30.11.2016 at 03:31
    Permalink

    It’s a shame you don’t have a donate button! I’d certainly donate to this outstanding blog! I suppose for now i’ll settle for bookmarking and adding your RSS feed to my Google account. I look forward to brand new updates and will talk about this blog with my Facebook group. Chat soon!

    Reply
  • 30.11.2016 at 06:18
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    Hmm it seems like your blog ate my first comment (it was super long) so I guess I’ll just sum it up what I submitted and say, I’m thoroughly enjoying your blog. I as well am an aspiring blog blogger but I’m still new to everything. Do you have any suggestions for rookie blog writers? I’d definitely appreciate it.

    Reply
  • 30.11.2016 at 07:09
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    Hello, I think your website might be having browser compatibility issues. When I look at your blog in Firefox, it looks fine but when opening in Internet Explorer, it has some overlapping. I just wanted to give you a quick heads up! Other then that, excellent blog!

    Reply
  • 30.11.2016 at 07:24
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    I don’t even know how I ended up here, but I thought this post was fantastic. I do not know who you’re but undoubtedly you’re going to a famous blogger in the event you are not already Cheers! xrumer

    Reply
  • 30.11.2016 at 08:20
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    Hi I am so thrilled I found your weblog, I really found you by accident, while I was looking on Bing for something else, Regardless I am here now and would just like to say kudos for a incredible post and a all round entertaining blog (I also love the theme/design), I don’t have time to look over it all at the minute but I have saved it and also added your RSS feeds, so when I have time I will be back to read a lot more, Please do keep up the fantastic work.

    Reply
  • 30.11.2016 at 10:06
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    Write more, thats all I have to say. Literally, it seems as though you relied on the video to make your point. You clearly know what youre talking about, why waste your intelligence on just posting videos to your blog when you could be giving us something enlightening to read?

    Reply
  • 30.11.2016 at 12:37
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    Keep up the good piece of work, I read few posts on this web site and I conceive that your blog is real interesting and has lots of superb information.

    Reply
  • 30.11.2016 at 12:54
    Permalink

    Thank you for sharing superb informations. Your site is very cool. I am impressed by the details that you’ve on this site. It reveals how nicely you perceive this subject. Bookmarked this website page, will come back for extra articles. You, my pal, ROCK! I found just the information I already searched all over the place and simply couldn’t come across. What a perfect web site.

    Reply
  • 30.11.2016 at 17:34
    Permalink

    Hi there! This is kind of off topic but I need some help from an established blog. Is it very difficult to set up your own blog? I’m not very techincal but I can figure things out pretty quick. I’m thinking about making my own but I’m not sure where to start. Do you have any tips or suggestions? Many thanks

    Reply
  • 30.11.2016 at 20:04
    Permalink

    Heya outstanding blog! Does running a blog similar to this require a massive amount work? I’ve very little knowledge of coding but I had been hoping to start my own blog soon. Anyways, should you have any recommendations or techniques for new blog owners please share. I understand this is off topic however I just needed to ask. Thanks!

    Reply
  • 30.11.2016 at 20:22
    Permalink

    Superb website you have here but I was curious about if you knew of any forums that cover the same topics discussed here? I’d really love to be a part of community where I can get feedback from other experienced people that share the same interest. If you have any recommendations, please let me know. Many thanks!

    Reply
  • 30.11.2016 at 21:01
    Permalink

    I know this if off topic but I’m looking into starting my own blog and was curious what all is needed to get set up? I’m assuming having a blog like yours would cost a pretty penny? I’m not very internet smart so I’m not 100% sure. Any recommendations or advice would be greatly appreciated. Kudos

    Reply
  • 01.12.2016 at 00:51
    Permalink

    Hi! I’ve been reading your web site for a long time now and finally got the courage to go ahead and give you a shout out from Austin Tx! Just wanted to say keep up the good work!

    Reply
  • 01.12.2016 at 02:00
    Permalink

    Howdy! Do you know if they make any plugins to protect against hackers? I’m kinda paranoid about losing everything I’ve worked hard on. Any tips?

    Reply
  • 01.12.2016 at 02:45
    Permalink

    Hello there! Would you mind if I share your blog with my zynga group? There’s a lot of people that I think would really appreciate your content. Please let me know. Thank you

    Reply
  • 01.12.2016 at 06:31
    Permalink

    With havin so much content and articles do you ever run into any issues of plagorism or copyright violation? My blog has a lot of exclusive content I’ve either authored myself or outsourced but it appears a lot of it is popping it up all over the web without my permission. Do you know any methods to help prevent content from being stolen? I’d truly appreciate it.

    Reply
  • 01.12.2016 at 07:25
    Permalink

    I’m not that much of a online reader to be honest but your sites really nice, keep it up! I’ll go ahead and bookmark your website to come back later on. All the best

    Reply
  • 01.12.2016 at 10:12
    Permalink

    My programmer is trying to convince me to move to .net from PHP. I have always disliked the idea because of the expenses. But he’s tryiong none the less. I’ve been using WordPress on a number of websites for about a year and am worried about switching to another platform. I have heard great things about blogengine.net. Is there a way I can import all my wordpress posts into it? Any help would be really appreciated!

    Reply
  • 01.12.2016 at 13:31
    Permalink

    Hi are using WordPress for your blog platform? I’m new to the blog world but I’m trying to get started and create my own. Do you require any html coding expertise to make your own blog? Any help would be greatly appreciated!

    Reply
  • 02.12.2016 at 10:42
    Permalink

    Howdy! Do you know if they make any plugins to help with SEO? I’m trying to get my blog to rank for some targeted keywords but I’m not seeing very good gains. If you know of any please share. Appreciate it!

    Reply
  • 02.12.2016 at 13:42
    Permalink

    Hello there! Quick question that’s totally off topic. Do you know how to make your site mobile friendly? My blog looks weird when browsing from my iphone4. I’m trying to find a theme or plugin that might be able to correct this issue. If you have any suggestions, please share. Cheers!

    Reply
  • 02.12.2016 at 14:36
    Permalink

    When I originally commented I clicked the “Notify me when new comments are added” checkbox and now each time a comment is added I get three e-mails with the same comment. Is there any way you can remove me from that service? Many thanks!

    Reply
  • 02.12.2016 at 15:59
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    I’m really loving the theme/design of your website. Do you ever run into any web browser compatibility problems? A small number of my blog visitors have complained about my blog not operating correctly in Explorer but looks great in Firefox. Do you have any tips to help fix this issue?

    Reply
  • 02.12.2016 at 17:56
    Permalink

    Wow that was strange. I just wrote an really long comment but after I clicked submit my comment didn’t show up. Grrrr… well I’m not writing all that over again. Anyhow, just wanted to say excellent blog!

    Reply
  • 02.12.2016 at 20:58
    Permalink

    Howdy! This is my first visit to your blog! We are a team of volunteers and starting a new initiative in a community in the same niche. Your blog provided us beneficial information to work on. You have done a marvellous job!

    Reply
  • 02.12.2016 at 21:03
    Permalink

    Hello just wanted to give you a quick heads up. The words in your post seem to be running off the screen in Chrome. I’m not sure if this is a format issue or something to do with browser compatibility but I figured I’d post to let you know. The design and style look great though! Hope you get the issue solved soon. Kudos

    Reply

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